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ERGO Foreign Workers’
Medical Insurance
Empower your workers to work confidently, away from their home country.
ERGO Foreign Workers’
Medical Insurance
Empower your workers to work confidently, away from their home country.
We help reduce your workers’ financial burden.
Foreign workers’ travel a long way from home to make a living abroad. Our Foreign Workers’ Medical plan cover your workers’ hospital expenses for hospitalisation and emergency outpatient treatments, including medical or surgical expenses, due to accident or illness. (*excluding foreign domestic maids).
We provide your business with the following coverage:
We help reduce your workers’ financial burden.
Foreign workers’ travel a long way from home to make a living abroad. Our Foreign Workers’ Medical plan cover your workers’ hospital expenses for hospitalisation and emergency outpatient treatments, including medical or surgical expenses, due to accident or illness. (*excluding foreign domestic maids).
We provide your business with the following coverage:
Highly Efficient Claims Service
Superior Underwriting Expertise
Tailored Solutions for a Wide Range of Industries
Coverage for Every Class of Employee
 
ERGO Foreign Workers’ Medical Insurance Benefits
Our plan offers protection for foreign workers’ (excluding foreign domestic maids) against the cost of hospital and surgical expenses incurred as a result of illness or accident.
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Hospital & Surgical Expenses
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Hospital & Surgical Expenses
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Personal Accident
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Personal Accident
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Outpatient Cancer & Kidney Dialysis Treatment
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Outpatient Cancer & Kidney Dialysis Treatment
Special Grant for Death
Special Grant for Death
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Repatriation Expenses
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Repatriation Expenses
ERGO Enhanced Foreign Workers’ Medical Insurance*
With the announcement by the Ministry of Manpower (MOM) and in compliance with the new regulations, Employers are required to purchase and maintain minimum medical insurance coverage of S$60,000 per disability for Work Permit and S Pass holders. ERGO Enhanced Foreign Workers’ Medical Insurance provides protection against large medical and other related expenses with the following coverages.
Benefits Enhanced Plan 1A Enhanced Plan 1B
Hospital Room & Board Per Day
As-Charged
(4-bedded / Government, Restructured Hospital Charges)
As-Charged
(4-bedded / Government, Restructured Hospital Charges)
Hospital Miscellaneous Expenses
Intensive Care Unit (including High Dependency Ward) Per Day
In-Hospital Physician’s Visit
Pre-Hospitalization Specialist Consultation
(up to 90 days before admission)
Pre-Hospitalization Diagnostic Services
(up to 90 days before admission)

Post Hospitalization Treatment

(up to 90 days following discharge)
Surgical Fees
Extended Benefits    
Compassionate Payment / Special Grant for Death SGD 3,000 SGD 3,000
Emergency Accidental Outpatient Treatment Per Policy Year
(incurred within 31 days of accident provided treatment is sought within 24 hours of accident) 		SGD 750 SGD 750
Accidental Outpatient Dental Treatment Per Policy Year
(provided treatment is sought within 24 hours of accident) 		SGD 150 SGD 150
Outpatient Kidney Dialysis and Cancer Treatment Per Policy Year SGD 1,500 SGD 1,500
Personal Accident (Due to Non work related) SGD 15,000 SGD 15,000
Repatriation of Mortal Remains SGD 2,000 SGD 2,000
 
Maximum Limit Per year For Each Insured Worker SGD 60,000 SGD 60,000
Co-Insurance (by Insured) 25% 1) 0%

1) Co-payment of employer for portion of the bill above SGD 15,000.

*Terms and Conditions apply.

Get ERGO Foreign Workers’ Medical Insurance Today
Get ERGO Foreign Workers’ Medical Insurance Today
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Important Notice

This product is underwritten by ERGO Insurance Pte. Ltd. No insurance is in-force until premiums are received in full and the policy is issued by ERGO Insurance Pte. Ltd. The benefits of the policy will be in accordance with the terms and conditions of the policy. The availability of the coverage and the terms and conditions may be subject to regulatory approval and/ or underwriter’s determination.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This website provides a summary of selected benefits only and does not constitute a contract of insurance. All coverage is subject to the full terms, conditions, exclusions and limits of the ERGO TravelProtect policy wording. Where there is any inconsistency, the policy wording shall prevail. Our products may not suit everyone's needs; please contact your insurance adviser, agent or us if you are unsure. Choosing an unsuitable product may lead to unaffordable premiums or insufficient coverage.