Insurance
Insurance
ERGO Private Car provides two attractive comprehensive plans as well as third party fire & thief, and third party cover.
ERGO Private Car provides two attractive comprehensive plans as well as third party fire & thief, and third party cover.
(up to Market Value)
(up to Market Value)
Up to $10,000,000
Up to $5,000,000
Unlimited
(up to Market Value)
Up to $500 Excess Waiver (first claim per policy year)
Standard Excess
Standard Excess
Not covered
(12-month)
Up to $100 x 10 days
Up to $60 x 5 days
- Glazity Auto Pte Ltd
- Auto Glass Venture Pte Ltd
Windscreen Excess Waiver + $100 cash benefit
Windscreen Excess Waiver
- Glazity Auto Pte Ltd
- Auto Glass Venture Pte Ltd
Windscreen Excess Waiver (first claim per policy year)
Windscreen Excess
Windscreen Excess
Not covered
Up to $1,000 per person
Up to $500 per person
$100,000
$50,000
(NCD 30% and above)
Optional benefit
In addition to Basic Section I Excess
(up to Market Value)
(up to Market Value)
Up to $10,000,000
Up to $5,000,000
Unlimited
(up to Market Value)
Up to $500 Excess Waiver (first claim per policy year)
Standard Excess
Up to $100 x 10 days
Up to $60 x 5 days
- Glazity Auto Pte Ltd
- Auto Glass Venture Pte Ltd
Windscreen Excess Waiver + $100 cash benefit
Windscreen Excess Waiver
- Glazity Auto Pte Ltd
- Auto Glass Venture Pte Ltd
Windscreen Excess Waiver (first claim per policy year)
Windscreen Excess
Up to $1,000 per person
Up to $500 per person
$100,000
$50,000
(NCD 30% and above)
Optional benefit
In addition to Basic Section I Excess
(up to Market Value)
Up to $10,000,000
Up to $5,000,000
Unlimited
(NCD 30% and above)
Optional benefit
Up to $10,000,000
Up to $5,000,000
Unlimited
(NCD 30% and above)
Optional benefit
| Coverages | ENHANCED Comprehensive | SMART Comprehensive | Third Party, Fire & Theft | Third Party Only |
|---|---|---|---|---|
|
Own Damage (up to Market Value) |
|
|
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|
Fire & Theft (up to Market Value) |
|
|
|
|
| Third Party Property Damage |
Up to $10,000,000 |
Up to $5,000,000 |
Up to $5,000,000 |
Up to $5,000,000 |
| Third Party Bodily Injury |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
|
Flood & Natural Disaster (up to Market Value) |
|
|
||
| Repairs - Authorised Workshop |
Up to $500 Excess Waiver (first claim per policy year) |
Standard Excess |
||
| Repairs - Non-Authorised Workshop |
Standard Excess |
Not covered |
||
|
New Car Replacement (12-month) |
|
Not applicable |
||
| Transport Allowance |
Up to $100 x 10 days |
Up to $60 x 5 days |
||
| Towing Expenses |
|
|
||
|
Windscreen Repair - Glazity Auto Pte Ltd - Auto Glass Venture Pte Ltd |
Windscreen Excess Waiver + $100 cash benefit |
Windscreen Excess Waiver |
||
|
Windscreen Replacement - Glazity Auto Pte Ltd - Auto Glass Venture Pte Ltd |
Windscreen Excess Waiver (first claim per policy year) |
Windscreen Excess |
||
| Windscreen Replacement – Non-Authorised Workshop |
Windscreen Excess |
Not covered |
||
| Reduction of excess (for the first claim) with the submission of in-vehicle camera footage of accident |
Not covered |
|
||
| Medical Expenses |
Up to $1,000 per person |
Up to $500 per person |
||
| Personal Accident |
$100,000 |
$50,000 |
||
| 24-hour Mobile Accident Report |
|
|
|
|
|
NCD Protection (NCD 30% and above) |
Optional benefit |
Optional benefit |
Optional benefit |
Optional benefit |
| Vehicle Repatriation Cost |
|
Not applicable |
||
| Child Seat Cover |
|
Not applicable |
||
| Car Key Protection |
|
Not applicable |
||
| Young & Inexperienced Driver Excess |
In addition to Basic Section I Excess |
In addition to Basic Section I Excess |
(Wallbox)
| Coverages | ENHANCED Comprehensive | SMART Comprehensive | Third Party, Fire & Theft | Third Party Only |
|---|---|---|---|---|
| Charging Cable Cover |
|
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|
Private Charging Station (Wallbox) |
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| Medical Expenses due to electrical shock |
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*Terms and conditions apply.
- Please refer to the policy wordings for the full terms and conditions applicable to each feature.
- Geographical area of cover is limited to Singapore, West Malaysia, and that part of Thailand within 80km of the border between Thailand and Malaysia.
- An additional Section I excess of $3,000 shall apply to any driver who, at the time of accident, is less than 24 years and/or possesses a Singapore driving license for a period of less than two years.
This product is underwritten by ERGO Insurance Pte. Ltd. No insurance is in-force until premiums are received in full and the policy is issued by ERGO Insurance Pte. Ltd. The benefits of the policy will be in accordance with the terms and conditions of the policy. The availability of the coverage and the terms and conditions may be subject to regulatory approval and/ or underwriter’s determination.
This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact ERGO Insurance Pte. Ltd. or visit the ERGO Singapore, GIA or SDIC websites (www.ergo.com.sg or www.gia.org.sg or www.sdic.org.sg).
This website is for general information only is not an offer or advice. For full terms, please refer to the policy wording. Our products may not suit everyone's needs; please contact your insurance adviser, agent or us if you are unsure. Choosing an unsuitable product may lead to unaffordable premiums or insufficient coverage.