Trusted by more than 11 million customers worldwide. AM Best Financial Strength Rating A+ (Superior).
ERGO AccidentProtect
Individual Insurance
Minimise day-to-day disruptions in your life
ERGO AccidentProtect
Individual Insurance
Minimise day-to-day disruptions in your life
Sometimes life throws you a curveball.
Don’t let small, unexpected accidents get in the way of life. Our accidentprotect individual insurance provides you and your family security knowing that you will be in good hands. ERGO AccidentProtect Individual provides the following*:
Sometimes life throws you a curveball.
Don’t let small, unexpected accidents get in the way of life. Our accidentprotect individual insurance provides you and your family security knowing that you will be in good hands. ERGO AccidentProtect Individual provides the following*:
Flexible protection coverage
24-hour protection
Reimbursement for accidental medical expenses
 
ERGO AccidentProtect Individual Insurance Benefits
Choose 1 out of 4 core plans (Basic, Essential, Standard or Deluxe) to enjoy comprehensive coverage at various stages of recovery. Your coverage benefits* will be as follows:
Double Indemnity for Accidental Death (up to SGD1million)
Receive lump sum cash for accidental death and permanent disablement. This benefit doubles up if the accident occurs while you are travelling via public transport or as a result of natural calamities.
Accident Medical Expense Reimbursement
Cover all hospitalisation fee, outpatient and Traditional Chinese Medicine treatment for accidents and 20 specified infectious diseases including dengue fever, hand foot mouth disease, H1N1, H7N9, MERS, mumps and rubella.
Mobility Aid & Ambulance Services Reimbursement
Cover costs of purchase or rental of mobility aid including crutches, wheelchair, hearing aid and artificial limbs as prescribed by a doctor.
Personal Effects and Belongings
Repair or replacement cost of your personal effects and belongings damaged beyond repair due to accident that results in your hospitalisation.
ERGO_Icon_black_Gruppe
20% Complimentary Coverage for Unlimited No. of Children
With you and your spouse covered under the same policy, your children can also be covered for 20% of your plan at no additional cost.
Weekly Benefit
To help you make up for loss of income while you are unable to work due to Total Temporary Disablement.
ERGO_Icon_black_Rollstuhl
Additional 50% Pay-Out for Total Permanent Disability Disability
Receive an additional 50% of the sum insured in the event of Total Permanent Disablement.
Optional Add-Ons
  • Daily Hospital Income • Emergency Medical Evacuation
  • Lifestyle Maintenance • Compassionate Allowance
  • Child Support Fund • Income Protection • Loan Protector
Special Extensions
  • Accidental Dental Treatment • Insect or Animal Bites • Dengue Fever
  • Food or Drink Poisoning • Infectious Diseases • Exposure and Disappearance • Hijacking • Riot • Strike • Civil Commotion • Murder and Assault • Motorcycle Accident • Miscarriage due to Accident
  • No Claim Bonus
* Terms & conditions apply.
Get ERGO AccidentProtect Individual Insurance Today
Get ERGO AccidentProtect Individual Insurance Today
Important Notice

This product is underwritten by ERGO Insurance Pte. Ltd. No insurance is in-force until premiums are received in full and the policy is issued by ERGO Insurance Pte. Ltd. The benefits of the policy will be in accordance with the terms and conditions of the policy. The availability of the coverage and the terms and conditions may be subject to regulatory approval and/ or underwriter’s determination.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your Policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This website provides a summary of selected benefits only and does not constitute a contract of insurance. All coverage is subject to the full terms, conditions, exclusions and limits of the ERGO TravelProtect policy wording. Where there is any inconsistency, the policy wording shall prevail. Our products may not suit everyone's needs; please contact your insurance adviser, agent or us if you are unsure. Choosing an unsuitable product may lead to unaffordable premiums or insufficient coverage.